diff --git a/vanth/platform/ofxaccount.py b/vanth/platform/ofxaccount.py
index 3b00b44..1c7b69f 100644
--- a/vanth/platform/ofxaccount.py
+++ b/vanth/platform/ofxaccount.py
@@ -18,9 +18,11 @@ def get(user_id):
         vanth.tables.OFXAccount.c.uuid,
     ]).where(
         vanth.tables.OFXAccount.c.source == vanth.tables.OFXSource.c.uuid
-    ).where(
-        vanth.tables.OFXAccount.c.owner == user_id
     )
+    if user_id:
+        query = query.where(
+            vanth.tables.OFXAccount.c.owner == user_id
+        )
     results = engine.execute(query)
     return [{
         'institution'   : result[vanth.tables.OFXSource.c.name.label('institution')],